About our company

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Get your free evaluation

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Over 650,000

clients enrolled

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Free, no-risk credit card

debt relief consultation

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Over $10 billion in debt

resolved since 2002

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Helping
debt-burdened
consumers.

As the largest negotiator of debt in the nation, Bonus Financial takes a human approach to debt relief. We are passionate about helping people overcome debt as quickly as possible.

Get your free evaluation
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Proud of our reputation

Unlike some companies that charge fees before debts are settled, Bonus Financial never charges a fee until we’ve done our work and negotiated a settlement. Here are other ways we set ourselves apart from other companies in our industry:


Involved in establishing 2010 Federal Trade Commission rules that ban abusive debt settlement practices

Our goal: Ensure people have all the information they need to make informed choices about solving their debt problems — even if the choice they make isn’t Freedom Debt Relief.


Founding member of the American Fair Credit Council (AFCC), which is dedicated to promoting and adhering to best practices in the credit advocacy industry

Platinum member of the International Association of Professional Debt Arbitrators


If you enroll in our program, you are trusting us to help you. We are honored by this trust, and will work hard every day to earn it.

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